Transfer cash between your Vault spaces

How to move cash or a portfolio from one space to another within your Vault account, step by step, from the Vault platform.

Updated 31 August 2026

You can move cash between the spaces inside your Vault account directly from the platform, without a bank transfer. The steps below take a couple of minutes. The same option is available for portfolios, so you can move holdings between your spaces the same way.

1. Open your Wallet

From the homepage, click Wallet in the left-hand navigation.

Vault platform left-hand navigation with Home, Wallet, Plan, Save, and Invest, with Wallet below Home — Click Wallet in the left-hand navigation.

2. Select the currency you want to transfer from

Your wallet lists a cash account for each currency. Select the one you’d like to move funds from.

Select your wallet screen showing USD, EUR, GBP, and AED cash accounts with their total account values — Choose the currency you want to transfer from.

3. Click More

This example uses the USD cash account. On the account screen, click More.

USD Cash Account screen showing the total balance and the Add funds, Invest, Convert, and More buttons — Click More on the currency account screen.

4. Choose Transfer

On the prompt that opens, click Transfer to move funds between your spaces.

More panel offering two options: Transfer, to transfer between your spaces, and Withdraw, to withdraw funds to your bank account — Click Transfer. Withdraw is for sending funds out to your bank account instead.

5. Select the space you’re transferring to

The screen confirms the account you’re transferring from, then asks where the cash should go. Select the destination space.

Where do you want to transfer to screen showing the USD Cash account under Transfer from and a destination account under Transfer to — Choose the space you want to move your cash into.

6. Enter the amount

Enter the amount you’d like to transfer. The available balance is shown underneath the field.

Transfer amount screen with a USD amount field and the available balance shown below it — Enter the amount to transfer, up to the available balance shown.

7. Review the details and confirm

Check the currency, amount, and destination account, then click Confirm at the bottom of the page.

Confirm transfer screen listing currency, transfer amount, destination account, and account number for review — Verify the details before confirming, then click Confirm.

Check the details before you confirm

Make sure the destination account and amount are right before confirming. If something doesn’t look right, ask your advisor before confirming.

Which accounts you can transfer between

Cash and portfolios can only be transferred between accounts in the same household. A transfer from an institutional account to a joint or individual account, for example, isn’t permitted.

IBKR does allow exceptions in certain cases. If you need to move cash or holdings between accounts that sit in different households, speak to your advisor before you start.

How long a transfer takes

Transfer	Usually completed within
Cash	30 minutes of submitting
Portfolio	1 hour of submitting, while markets are open