Preserve your wealth
You’ve outgrownsimple investing
Plan your wealth with structure, fully digitally.
Invest globally through the Vault platform.
Work directly with a dedicated wealth advisor.
What is Vault Wealth?
Vault Wealth is an independent, fee-only wealth manager for UAE residents, regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market. Each client works with a dedicated advisor who builds a written financial plan, invests globally through an account in the client’s own name at Interactive Brokers, and is paid only by a published management fee.
Plan your future in seconds
PlanMap out your
Map out your
current wealth
We’ll assess your current financial situation to give you a clear picture of where you stand.
See how plan worksPlanDefine your
Define your
financial goals
We’ll help you understand your short- and long-term financial objectives so you can invest responsibly.
Set your goalsPlanUnderstand your
Understand your
expenses and income
We’ll make you input your annual expenses and incomes, to understand how much you can save and invest on a regular basis.
Build cashflowHow do the ultra-wealthy invest?
Start with expert-made
portfolios designed to perform.
Invest in your convictions
Beyond public markets
Build a portfolio designed
entirely around you
Access thousands of funds and build a portfolio that reflects your strategy, giving you the freedom to invest like your own fund manager.
See how we build it around youSearch by name, ticker, or asset class
Search by name, ticker, or asset class
×EquitiesMarket ▾Instrument ▾Sector ▾
Equities • Emerging Markets (42)
iShares Core U.S. Aggregate…›
Mutual Fund
AGG
Ticker
NYSE
Exchange
+4.65%
1Y Return
Fidelity U.S. Bond Index Fund›
ETF
FXNAX
Ticker
LSE
Exchange
+4.71%
1Y Return
View more ⌄
Equities • Global Developed Markets (42)
iShares Core U.S. Aggregate…›
Mutual Fund
AGG
Ticker
NYSE
Exchange
+4.65%
1Y Return
Fidelity U.S. Bond Index Fund›
ETF
FXNAX
Ticker
LSE
Exchange
+4.71%
1Y Return
View more ⌄
Equities • Global Developed Markets (42)
iShares Core U.S. Aggregate…›
Mutual Fund
AGG
Ticker
NYSE
Exchange
+4.65%
1Y Return
Fidelity U.S. Bond Index Fund›
ETF
FXNAX
Ticker
LSE
Exchange
+4.71%
1Y Return
View more ⌄
Search by name, ticker, or asset class
×EquitiesMarket ▾Instrument ▾
Equities • Emerging Markets (42)
iShares Core U.S. Aggregate…›
Mutual Fund
AGG
Ticker
NYSE
Exchange
+4.65%
1Y Return
Fidelity U.S. Bond Index Fund›
ETF
FXNAX
Ticker
LSE
Exchange
+4.71%
1Y Return
Equities • Global Developed Markets (42)
iShares Core U.S. Aggregate…›
Mutual Fund
AGG
Ticker
NYSE
Exchange
+4.65%
1Y Return
Fidelity U.S. Bond Index Fund›
ETF
FXNAX
Ticker
LSE
Exchange
+4.71%
1Y Return
Equities • Global Developed Markets (42)
iShares Core U.S. Aggregate…›
Mutual Fund
AGG
Ticker
NYSE
Exchange
+4.65%
1Y Return
Fidelity U.S. Bond Index Fund›
ETF
FXNAX
Ticker
LSE
Exchange
+4.71%
1Y Return
iShares Core U.S. Aggregate Bond ETF
Bonds - High Quality
50.00%
Fidelity U.S. Bond Index Fund
Bonds - High-Yield
50.00%
Total %100.00%
Minimum investment required ⓘ$3,500.00
+ Add fund🔖 Save draft
PerformanceRiskEfficiencyDiversification
Performance
This is how a $100K deposit would have grown over time with your allocation:
$140K$120K$100K
BenchmarkNo benchmark ▾
Simulate income distribution?
View how your portfolio would perform if it distributed a 5% annual income, paid monthly.
iShares Core U.S. Aggregate Bond ETF
Bonds - High Quality
50.00%
Fidelity U.S. Bond Index Fund
Bonds - High-Yield
50.00%
Total %100.00%
Minimum investment required ⓘ$3,500.00
PerformanceRiskEfficiencyDiversification
Performance
This is how a $100K deposit would have grown over time with your allocation:
Sep 06, 2016
Your portfolio$146.48K
Global Gold Index$127.58K
△ +$20.48K
BenchmarkVault Equity Only ▾
Simulate income distribution?
View how your portfolio would perform if it distributed a 5% annual income, paid monthly.
Deposit amount
🇺🇸 USD100,000
$300,000.00 available
Allocation strategy
Single investment
A single investment made one time
Monthly Contribution
Split your overall investment into a series of monthly investments
💡›
Insight
Single vs. monthly contributions
Deposit amount
🇺🇸 USD100,000
$300,000.00 available
Allocation strategy
Single investment
A single investment made one time
Monthly Contribution
Split your overall investment into a series of monthly investments
Duration
10 month(s)
Contribution per month
$10,000
⚡Uninvested funds earn interest in SmartCash until invested, on balances above $5K/month. Current rate: 3.88%.
💡›
Insight
Single vs. monthly contributions
Savings
A savings account without the hidden terms & conditions
Utilize the ideal cash management tool, by earning daily interest on your liquid holdings, while maintaining full access to it.
Open SmartcashUSD
3.88%
GBP
3.72%
EUR
2.44%
Explore for yourself.
No commitments, no barriers.
Vault advises clients across the Emirates from its base in ADGM, with the same advisor, plan and platform whether you live in Dubai, Abu Dhabi or elsewhere in the country.
Where does Vault advise in the UAE?
Across the Emirates, from ADGM. Our page on private wealth management in Dubai sets out the four questions that separate firms in the busiest advisory market in the country, with our answer to each. Wealth management in Abu Dhabi covers what changes when your advisor sits in the same jurisdiction as your holding structures, and wealth management across the UAE covers regulation, minimums and how to check any firm.
Choosing a person rather than a firm? How to choose a financial advisor in Dubai covers credentials and how the advisor is paid. Banking privately today? The private banking alternative sets out what moves and what stays with the bank.
What does it cost, and where do I start?
The fee schedule is published in full: tiered and marginal, from 1.25% on the first $100,000 down to 0.25% above $1 million, with no commissions and no entry or exit fees. Building your financial plan is complimentary, and the first step is a conversation with an advisor about your situation, not a product.
Testimonials
Trust, earned over time
In volatile markets you need sound strategy, wise counsel and the encouragement to stay the course. Hatim and the Vault team genuinely understand my goals — seasoned professionals I trust.
Dean MorozPartner — Ashurst
Reliable people with deep expertise and a real can-do attitude. It's a privilege to work with you.
Fouad BenghalemEx SVP, MENA — GSK
I'm hands-on with my wealth and investment portfolio. The Vault team worked with me as a partner to implement a Dalio-style 'All Weather' structure. Overall, I see Vault as a long-term wealth partner.
Early EmployeeRevolut
Vault's digital but still personal approach is what we appreciate most. Money matters are sensitive, and their transparency builds trust quickly.
Semuel OerlemansSenior Marketing Manager — Tabby
Finally, professionals who actually listen. Vault's depth of options builds a level of trust I never found at private banks — my family has a real partner now.
Salman KazmiArea Director, MENAT — BMC
Hicham brought clarity and structure to my investments I'd never had before. Responsive, thoughtful, and genuinely focused on long-term wealth rather than short-term moves.
Nada EnanHead of Comms, MENA — Meta
I've worked with well-known institutions before, but never experienced a service this tailor-made — clear, structured, and refreshingly grounded in long-term strategy rather than media noise.
SVP at ADNOCAnonymised on request
Security
Your wealth, safeguarded by Interactive Brokers
Vault Wealth safeguards your assets with Interactive Brokers, a trusted global custodian. Your account is opened in your name, ensuring transparency, security, and protection under SIPC and FDIC coverage.
Learn more →
$930B+is held by Interactive Brokers for over 5.1 million clients globally across 150+ markets (IBKR brokerage metrics, June 2026).
Compare Benefits
Priority
$100K - $1M
Private
$1M - $5M
Family Office
$5M+
Dedicated Wealth Advisor
Multi-Goal Financial Planning
Portfolio Live Reporting
Low FX Margins
Consolidated Portfolio Structuring
Access to Expert and Custom Portfolios
Assets Custodied with Interactive Brokers
Dedicated Senior Advisor
Private Market Investments
Curated Investor Policy Statements
Multi-Entity Financial Structuring
Dedicated Wealth Advisor
Multi-Goal Financial Planning
Portfolio Live Reporting
Low FX Margins
Consolidated Portfolio Structuring
Access to Expert and Custom Portfolios
Assets Custodied with Interactive Brokers
Dedicated Senior Advisor
Private Market Investments
Curated Investor Policy Statements
Multi-Entity Financial Structuring
Frequently asked questions
Yes — Vault is regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM), providing full oversight of our wealth management activities.
At Vault, we take the security of our clients' money very seriously. Your investments are held in your own name with Interactive Brokers (IBKR), which means that your assets are fully segregated. We're regulated by the FSRA in ADGM, and your IBKR accounts are insured by SIPC and FDIC.
Your assets are custodied with Interactive Brokers — one of the world's largest and most trusted electronic brokers — in an account opened in your own name.
Your Vault account is fully portable. Whether you're moving across the region or across the world, your portfolio remains accessible and continues to be managed by your advisor.
Download the Vault app, complete onboarding in under 10 minutes, and your dedicated advisor will be in touch to build your plan.