Transparency
You always know where your money is, how it’s invested, and what you’re paying. No hidden fees. No vague reporting. No conflicts.
Wealth should not be a sales strategy
We built Vault as a response to a system that often prioritised appearances over alignment.
Follow our journeyWe don’t spend your fees on hospitality.
We give it back to you—through better advice and better outcomes.
Built on alignment, not incentives
Everything we do is grounded in a clear set of principles — shaping both how we advise and how we invest.
Our 8 core principles
At Vault, our investment philosophy is a blend of eight key principles that guide our approach to wealth management. Each principle is carefully designed to help our clients achieve their financial goals and secure their financial future.
No commissions. No product bias. Just advice.
Meet our advisors Advisors accountable to you.
Vault advisors are selected for judgment, experience, and alignment—not sales ability.
They work with you to understand your full financial picture, define clear goals, and build a portfolio tailored to your needs.
Testimonials
Trust, earned over time
In volatile markets you need sound strategy, wise counsel and the encouragement to stay the course. Hatim and the Vault team genuinely understand my goals — seasoned professionals I trust.
Dean Moroz Partner — Ashurst
Reliable people with deep expertise and a real can-do attitude. It's a privilege to work with you.
Fouad Benghalem Ex SVP, MENA — GSK
I'm hands-on with my wealth and investment portfolio. The Vault team worked with me as a partner to implement a Dalio-style 'All Weather' structure. Overall, I see Vault as a long-term wealth partner.
Early Employee Revolut
Vault's digital but still personal approach is what we appreciate most. Money matters are sensitive, and their transparency builds trust quickly.
Semuel Oerlemans Senior Marketing Manager — Tabby
Finally, professionals who actually listen. Vault's depth of options builds a level of trust I never found at private banks — my family has a real partner now.
Salman Kazmi Area Director, MENAT — BMC
Hicham brought clarity and structure to my investments I'd never had before. Responsive, thoughtful, and genuinely focused on long-term wealth rather than short-term moves.
Nada Enan Head of Comms, MENA — Meta
I've worked with well-known institutions before, but never experienced a service this tailor-made — clear, structured, and refreshingly grounded in long-term strategy rather than media noise.
SVP at ADNOC Anonymised on request
Frequently asked questions
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Yes — Vault Wealth Limited is regulated by the Financial Services Regulatory Authority (FSRA) in the Abu Dhabi Global Market (ADGM), under a Category 3C licence for managing assets.
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At Vault, we take the security of our clients' money very seriously. To ensure that your investments are safe and secure, we use industry-leading account protection measures. Your investments are held in your own name with Interactive Brokers (IBKR), which means that your assets are fully segregated and protected in the event of any issues with our firm. We're also regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM), which provides an additional layer of oversight and protection. Additionally, your accounts with IBKR, our broker-dealer partner, are insured by the Securities Investor Protection Corporation (SIPC) and the Federal Deposit Insurance Corporation (FDIC). This means that you can invest with confidence, knowing that your assets are protected by a comprehensive system of safeguards.
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Your assets are custodied in your own name with Interactive Brokers, one of the world's largest and most trusted electronic brokers. Vault never takes possession of client funds.
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Your Vault account is fully portable. Whether you're moving across the region or across the world, your portfolio remains accessible and continues to be managed by your advisor.