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From everyday investing to exclusive opportunities, everything you need is brought together in one unified platform — designed around you.

See how we build it around you

How does Vault invest my money?

Vault invests from your financial plan: a globally diversified core of low-cost equity and bond funds, plus a smaller satellite for private markets and thematic strategies where they fit. Accounts open in your own name at Interactive Brokers from USD 100,000, and the management fee starts at 1.25% and falls as your balance grows.

  1. Start from the plan. Your goals set the return the portfolio needs and the time it has; your capacity for risk sets how much volatility it can carry.
  2. Build core and satellite. The core does most of the work. The satellite is sized so that a disappointing private-market or thematic position cannot derail the plan.
  3. Monitor and rebalance. Your advisor rebalances when allocations drift meaningfully from target or when the plan changes, and sets out any private-market lock-up before you commit.

How is a Vault portfolio structured?

Every portfolio is built on two parts — a stable core and a growth-focused satellite. Together, they give you clarity, balance, and control.

Core

Diversified. Disciplined. Continuously optimised.

Expert portfolio
Balanced 60/40
Recommended
Bonds
40%
Equities
60%
Projected growth8.22% / yr
Min. investment$100,000
10-year projection
$220,331 from $100,000
+120%
TodayYear 5Year 10
Your portfolioBonds only
Satellite

Exclusive access, beyond public markets

How should you build your portfolio?

A structured approach, built around your goals — with a core for stability and a satellite for growth.
Everything working together, exactly as it should.

Portfolios are held at Interactive Brokers in your name, so Vault never takes possession of your money and the account stays yours if you leave.

How is this different from a monthly investment plan?

Many monthly investment plans sold in the UAE are insurance policies with a fixed contribution term and charges for leaving early. A Vault account is an investment account in your own name: there is no contribution term to keep up, and liquid core positions are typically available within two to three business days.

If you are still comparing platforms, our comparison of investment apps in the UAE sets the robo-advisors and trading apps side by side, and the fee page shows exactly what Vault charges. To start, talk to an advisor.

Questions about your portfolio between reviews?Ask Vera, the AI wealth assistant in the Vault app
Education

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FAQ

Questions about investing

  • The core is the stable foundation of your portfolio — diversified equities and bonds designed to compound quietly through every market cycle. The satellite is where we express conviction: private markets, thematic portfolios, and selective opportunities sized to add growth without destabilising the core.

  • You can open a Vault investment account from $100,000. Access to private markets and certain thematic strategies starts at higher thresholds, which your advisor will walk you through.

  • Yes. You can tilt towards themes you believe in, exclude sectors you'd rather avoid, or transfer existing positions into your Vault account. Your advisor will show you the implications before anything moves.

  • Every allocation is driven by your plan — your goals, time horizon, and risk profile. We combine low-cost index exposure for the core with carefully vetted active and private strategies for the satellite.

  • Your portfolio is monitored daily and rebalanced whenever allocations drift meaningfully from target, or when your plan changes. There's no fixed schedule — we rebalance when it matters, not on the calendar.

  • Liquid positions in the core are typically available within 2–3 business days. Private market allocations carry longer lock-ups, which your advisor will flag clearly before you commit.