Incentivized by your interests,not commissions.
Fee Structure
The more you invest, the less you pay in fees.
Our fee structure for public markets is split into tiers. Public markets includes all ETFs, single equities, commodities, digital assets, and instruments listed on the public exchange.
Each tier of your investment is charged at a lower percentage as you go higher. This creates a blended rate, which can be seen by adjusting the slider based on your investment amount.
Drag the slider in $20k increments — or click the amount to type any value.
- $0 – $100k1.25%
- Next $400k1.00%
- Next $500k0.50%
- Above $1M0.25%
- Above $20MFree
Please note: The above fee is applied on your public market investments only, but the % fee is determined by your overall Vault account balance. Therefore holdings in SmartCash and Private Markets increase your overall balance, which reduce the fee charged on your public market portfolios.
Exclusive private-market access with transparent, competitive fees.
Each fund has its own fee schedule set by the fund manager. Vault charges a subscription fee for providing access, due diligence, allocations, and full client support.
Sign in to view all feesInstant liquidity with competitive overnight rates.
Vault's SmartCash follows a flat fee model — a 0.4% flat fee regardless of currency or balance. The rates shown below are already net of this fee, so what you see is what you earn.
Questions about fees
The management fee is tiered and marginal: 1.25% on the first $100,000, 1.00% on the next $400,000, 0.50% on the next $500,000, and 0.25% above $1 million, with no fee above $20 million. Because the tiers are marginal, a $1 million portfolio blends to about 0.78% rather than paying any single rate on the whole balance. That fee is Vault's only revenue.
No entry fee, no exit fee, no performance fee, no custody fee, and no transaction fees on the core portfolio. No retrocessions, kickbacks or placement fees from fund managers or product providers, in any amount. Leaving costs nothing, because the account is in your own name at the custodian and there is nothing to exit from.
Three things sit outside it and all three are disclosed before you invest. Underlying ETFs and funds carry their own expense ratios, typically 0.05%–0.20% on the core. Private market allocations have their own fee structures, set out line by line. And currency conversion carries an FX cost at the custodian. Ask for a single total-cost figure that includes all three — from us and from anyone else you are comparing.
Private banks in the region typically charge 1%–2% through a mix of management fees, product commissions, FX spreads, and custody charges — often opaque. Vault consolidates all of that into one transparent fee, typically well below what a private bank ends up costing you.
Never. Vault doesn't accept retrocessions, kickbacks, or placement fees from fund managers or product providers. The only money we make is the fee you pay us directly.
Yes. Vault Wealth Limited is regulated by the Financial Services Regulatory Authority (FSRA) in the Abu Dhabi Global Market (ADGM).