نصائح من خبراء بثقتك
نجمع بين أفضل ما في التخطيط المالي وتوزيع الأصول والاستشارات الضريبية والخدمات المصرفية الاستثمارية. كل مستشار في ڤولت يعمل بصفته أمين مصلحة — ملتزم بمصلحتك أوّلًا، تنظيميًّا وأخلاقيًّا.
تعرّف على مستشارينا
Sami is Co-Founder and COO of Vault, where he leads business strategy and operations. Accredited by the Chartered Institute for Securities & Investment (CISI), he spent years inside the UAE's wealth advisory industry advising high net worth individuals and managing over $200M in assets before co-founding Vault to redefine how wealth management is practiced in the region.
Bilal is Co-Founder and CEO of Vault, MENA's first digital private wealth platform. A CFA charter-holder since 2018 and a graduate of Carleton University, he has over a decade of experience designing rigorous portfolios and providing high-quality financial planning, having managed over $350M in assets and helped form multiple family offices across the region. He has also mentored and trained a generation of regional wealth advisors.
Hatim is Vault's Director of Wealth & Portfolio Management. A CFA charter-holder with an MBA from the University of Toronto's Rotman School of Management, Hatim brings 14+ years of investment experience from globally renowned firms such as Vanguard, PIMCO, and Royal Bank of Canada. Hatim relocated from Canada to the UAE in 2025 to build tailored, goal-based portfolios for HNW families and institutions, combining institutional-grade research with a deeply personalized approach.
Shelain is a Chartered Fellow of CISI — the institute's highest level of membership — with over 20 years across investment management and advisory. He joined Vault from UK-based Killik & Co, where he managed $150M in assets and helped build out the firm's operational resilience framework. He is CISI Level 6 qualified with deep coverage across global equities, fixed income, funds, alternatives, and private markets.
Hicham is a Senior Wealth Manager at Vault based in Abu Dhabi. A Carleton University graduate with a designation from the Canadian Securities Institute and an Insurance Foundation Certificate from The Institute of Banking, he has 5+ years of experience in financial planning and account management. He is passionate about FinTech and focuses on understanding each client's priorities to recommend strategies that meet long-term financial goals.
An economist at heart who follows global markets closely, Daniel translates that perspective into customised plans that help clients reach their financial goals. DipFA qualified with more than 7 years in wealth management, he began his career at the UK's St. James's Place (KWM Wealth partner practice), where he managed over $13M for 100+ clients. His expertise spans cash flow modeling, risk management, retirement planning, and portfolio construction.
Jolie is a CISI-qualified wealth advisor with dual degrees in Finance and Economics. Over the past 5+ years she has helped more than 200 families build and protect their wealth through goal-based financial planning. Having lived in the UAE her entire life, she has a first-hand understanding of the financial realities and challenges faced by both expats and locals — and is dedicated to making high-quality, fiduciary advice accessible to everyone.
لجنة الاستثمار وأعضاء مجلس الإدارة
أسئلة عن مستشارك
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نعم. لكل عميل في ڤولت مستشار مخصّص يعرف خطّتك وعائلتك وأهدافك — لا مركز اتّصالات ولا تبديل دائم.
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يحمل مستشارونا شهادات معتمدة دوليًّا — CFA وCFP وما يعادلها — بمتوسط خبرة يتجاوز 15 عامًا في كبرى البنوك الخاصّة وشركات إدارة الثروات حول العالم.
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نحدّد مراجعة رسمية سنويّة على الأقل، ومتابعات ربع سنويّة لخطّتك. ومستشارك متاح متى احتجت إليه — عبر التطبيق أو الهاتف أو شخصيًّا في مكتبنا في سوق أبوظبي العالمي.
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نعم. يمكنك طلب مستشار محدّد عند الانضمام، وتغييره في أيّ وقت إن لم يكن المناسب — بدون تعقيد، بدون أسئلة.
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أبدًا. مستشارونا يتقاضون رواتب وحوافز مرتبطة بنتائج العملاء واستمراريّتهم — لا مبيعات منتجات، ولا حجم معاملات، ولا تدفّقات صناديق داخليّة.
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لجنة الاستثمار لدينا تضع الاستراتيجية وتراجع كل توزيع على المنصّة. تجتمع شهريًّا — وكلّما استدعت السوق ذلك — لمراجعة المحفظة الأساسية والتكتيكية وكل ما بينهما.